Psychic Advisor

Tuesday, December 1, 2015

The Gestapo time of year

It's called healthcare! They open enrollment at the end of the year just before tax time. This way you won't be fined the following year. So, for now, I will get a fine. If I was in a church I could be exempt of the fine. Some clause about if you are against abortion and the pill you're exempt but it has to come from a church. I don't believe in abortion or the pill and had eight kids to prove it but apparently, it is only clusters of belief and not singular religious beliefs that count. I can't find a church to honor a written paper the Market people told me exist to convince the powers that be of my belief system. I guess I'll write my own declaration and see if that works. I considered turning Amish but I'm not sure I can meet the standards at this age.
I did my dutiful part calling that Marketplace to see what it would cost me and when giving my poverty (yes very low annual income) they asked if I could afford $110.00 a month. WTF????? NO!
I'm thinking Rent, Heat, Elec, the Internet (must have for work because everything is on the internet like just applying for a job these days), Cell phone (must have for my traveling job), Car payment (must have for my traveling job) and car insurance. Then there is gas for the car, hair shampoo, dish detergent, Toilet paper, cleaning supplies for home and that list can go on. All that for survival. I could get rid of my car but that would cost me my job that would cost me my home....But, I would be insured to see a doctor that I only see about once every ten years. Doesn't seem fair. If I live on the street I would need medical because I am sure my health would decline to sleep in the cold eating garbage.
It wasn't always like this!
When I was young and had half dozen kids under my foot I had more money than I do now that all are grown. I pondered this. I had Rent, Phone, Elec. You didn't have to pay heat or water or trash when renting. Cable was optional and I still don't have it. TV is a waste of intelligence. (Remember when TV was free!) Car insurance was not mandatory to have a registered automobile. There was no internet or cell phones ruling life as it is now. Life was free and less expensive. Oh yes, and drinking water came from the faucet, not a purchase of bottled water every week. When we pay for water now it is only to bath and do dishes with. You can't drink it anymore so you really pay for water twice. I have a headache just thinking about how complicated survival has become in America. Survival meaning just having a roof above your head with a toilet below you're ass.
And now we add Health Insurance to the list of mandatory survival costs.
I was really excited when my daughter offered to help pay my car off. This would happen around Feb. only months away and I would be freed up a few hundred dollars. I might be able to buy food on a regular basis at least. Nope. No Miss American, the government wants EVERYTHING! So now I simply replace a car payment with healthcare. If anything in my life goes wrong..like say...car repairs, or a move to another apartment I will have no tucked away savings because my healthy body could break down at anytime at any moment as it could have for the past 54 years and didn't. Still, we should prepare. The way I see it is that we are preparing to die rather than live. I just can't afford both. That is the key, Afford!
I do want health insurance. I'm not totally stupid. I understand that anything can happen at anytime and if it really was Affordable healthcare I would get it. But I can not afford $100.00 a month or more (for some it goes up to $600.00) with my other mandatory expenses. I suppose now that I'm done being a mom I could go to collage in an attempt at a job that pays enough to cover these costs while I incur a educational cost that will last the rest of my lifetime and god forbid I am unemployed for any amount of time then.
How does it end? In the same place I am now. Poverty. If I supersede these conditions they will just come up with something else to push me back down anyway.
I mean they are charging for air to breath now, right?